From Banks to Bitcoin: The Best Bonuses & Deals You NEED to Know💸👑

💵 Bank & Fintech Bonuses You Need to Snatch (June 2025)

Alright my money makers  if you’re not grabbing these bank and fintech bonuses, you’re literally leaving free coins on the table. Here’s the breakdown of the best welcome offers right now. Direct deposit a lil’ something, tap the right link, and boom easy bag.

 

🔷 DCU (Digital Federal Credit Union)

Bonus: $50 for new accounts + $25 if referred
How to get it: Open a free checking account, then either complete 5 transactions or set up direct deposit.
🔗 Sign up: dcu.org

🟢 Chime

Bonus: $100 when you get a payroll direct deposit of $200 or more
How to get it: Use a referral link to sign up, then receive a qualifying direct deposit within 45 days
🔗 Sign up: chime.com

💎 SoFi Checking & Savings

Bonus: Up to $300

  • $50 if you deposit $1,000–$1,999

  • $100 for $2,000–$4,999

  • $300 if you deposit $5,000 or more
    How to get it: Sign up and set up direct deposit within 30 days
    🔗 Sign up: sofi.com/banking/checking-offer

💳 Capital One Quicksilver (Credit Card)

Bonus: $200 cash bonus
How to get it: Spend $500 within the first 3 months of getting approved
🔗 Apply: capitalone.com/credit-cards/quicksilver

📈 Public.com (Investing App)

Bonus: $150–$10,000
How to get it: Transfer at least $5,000 in brokerage assets by June 30, 2025
🔗 Sign up: public.com

🏦 Chase Total Checking

Bonus: $300
How to get it: Open a new Chase Total Checking account and set up direct deposits totaling $500 or more within 90 days
🔗 Apply: chase.com

🧠 MoneyLion

Bonus: $20 sign-up bonus + $10 per referral
How to get it: Use a referral link, sign up, and open an account with qualifying activity
🔗 Sign up: moneylion.com

🧑‍🎓 Discover it® Student Chrome

Bonus: No upfront bonus — but you earn 2% cashback at gas stations and restaurants, plus 1% everywhere else. Plus, Discover matches your total cashback after your first year.
🔗 Apply: discover.com

🟠 One Finance

Bonus: None currently advertised
🔗 Check them out: onefinance.com

🌀 Upgrade Card

Bonus: No cash bonus, but this one’s good if you're rebuilding credit or want a hybrid between a loan and a credit card
🔗 Learn more: upgrade.com

💸 Varo Bank

Bonus: No sign-up bonus right now, but Varo does offer early direct deposit and no-fee overdraft
🔗 Visit: varomoney.com

 

💵 Bank & Fintech Bonuses — June 2025

🔹 LGE Community Credit Union (GA only)

Bonus: $350
How to get it: Open a High Rewards Checking account with promo code LGE2025, deposit at least $250, set up an ACH transaction, and make 15+ debit/credit purchases totaling $500. Bonus arrives after 90 days. investopedia.com+15lgeccu.org+15accountoffers.wellsfargo.com+15

🔹 Capital One 360 Checking

Bonus: $250
How to get it: Use promo code CHECKING250, open a 360 Checking account, and receive two qualifying direct deposits of $500+ each within 75 days.

🔹 Regions Bank

Bonus: $300–$400 (depending on account type & region)
How to get it: Use promo code and open a lifeGreen or preferred checking account by June 30; fund and deposit per terms. Issued in applicable states like AL, GA, FL.

🔹 Wells Fargo Everyday Checking

Bonus: $325
How to get it: Open a new Everyday Checking by July 8; receive $1,000+ in direct deposits within 90 days.

🔹 America’s Christian Credit Union (ACCU)

Bonus: $100
How to get it: Open a Basic or Secure Checking account with promo code EVERY, and maintain for 90 days. Nationwide available to church-affiliated individuals.

Bonus alert: Some communities also qualify for a $200 sign-up bonus (promo code ACCS) by July 15.

🔹 Current

Bonus: No bank bonus currently advertised
Note: They still offer fast transfers, early payday, and referral perks depending on promotions, but no public welcome bonus found.

🔹 Live Oak Bank

Bonus: $300 (Savings)
How to get it: Open a new personal savings account with $20,000+, maintain for 60 days. Bonus paid within 45 days after that.

🔹 Envision Credit Union

Referral bonus: $50 each (you and your friend), up to $250 total
How to get it: Both parties must open accounts; bonus is via Visa reward card after friend qualifies.

🚫 No Current Bonuses Found

  • Monzo: No US offer; still UK-only benefits funnel.

  • One, Upgrade, Varo: No publicly listed welcome bonuses; may issue referral or feature perks.

💡 Rachel’s Money Moves Tip:

Stacking bank bonuses is smart—but only if they fit your cash flow. Maximize by starting with bonus-worthy banks you’re already paid through (like Capital One, Wells Fargo, Regions), then plug the extra cash into GPT sites or savings.

 

💰 Bank & Credit Union Bonuses June 2025

🔹 USAA Classic Checking

  • Bonus: $250

  • How to Qualify: Open your first USAA Classic Checking account and set up a qualifying direct deposit of at least $100 within 90 days.

  • Offer Period: May 7, 2025 – September 3, 2025

  • Link: USAA Classic Checking

🔹 United States Senate Federal Credit Union (USSFCU)

  • Bonus: $50

  • How to Qualify: Both the sponsoring member and the new member must meet eligibility criteria and complete necessary steps.

  • Offer Period: Available through December 31, 2025

  • Link: USSFCU Family Bonus

🔹 VyStar Credit Union

  • Bonus: Up to $570 in annual savings

  • How to Qualify: Open a VyStar+ Checking Account and enjoy benefits like early direct deposit, fee reimbursements, and more.

  • Link: VyStar+ Checking

🔹 Truist One Checking

  • Bonus: $400

  • How to Qualify: Open a new Truist One Checking account online using promo code TRUIST25DC400 and receive at least 2 qualifying direct deposits totaling $1,000 or more within 120 days of account opening.

  • Offer Period: May 1, 2025 – October 29, 2025

  • Link: Truist One Checking

🔹 Great River Federal Credit Union

  • Bonus: $100

  • How to Qualify: Open a new checking account, complete 10 debit card transactions of $10+ or receive direct deposit within 60 days of account opening.

  • Link: Great River FCU New Member Reward

🔹 Langley Federal Credit Union

  • Bonus: $100 Cashback+ credit

  • How to Qualify: Open a new checking account, use the debit card for at least $50 in transactions within 45 days, and log in to Digital Banking.

  • Link: Langley FCU Cashback+ Offer

💳 Unify Financial Credit Union

  • Bonus: Up to $1,000

  • How to Qualify: Enroll in the quarterly promotion by visiting a Unify branch or calling. Each quarter, five members with a direct deposit of at least $500 are selected to receive $1,000.

💳 GTE Financial

  • Bonus: 10,000 bonus points

  • How to Qualify: Apply for a new Heritage Credit Card, spend $3,000 within the first three months, and enjoy a waived $55 annual fee for 2025.

💳 Service Credit Union

  • Offer: Up to 0.75% APR discounts on auto, personal, and motorcycle loans

  • How to Qualify: Open a free Everyday Checking account to enjoy these discounts and up to $30 in ATM reimbursements.

🧒 Fidelity Youth Account

  • Bonus: $50

  • How to Qualify: Parents or guardians initiate the opening of a new Fidelity Youth Account for teens aged 13–17, and the teen activates the account through the Fidelity mobile app.

🎓 Upromise

  • Bonus: $5

  • How to Qualify: Sign up for Upromise and make any purchase through their rewards portal to receive a $5 bonus.

🛍️ Lolli

  • Bonus: $5 in Bitcoin

  • How to Qualify: Both the referrer and referee receive $5 in Bitcoin when the referee makes a qualifying purchase through Lolli's platform.

💳 Venmo

  • Bonus: $30 in DK Dollars

  • How to Qualify: Transfer $100 or more via Venmo to DraftKings between June 1 and June 30, 2025.

💱 Bitget

  • Bonus: Up to 6,200 USDT

  • How to Qualify: Use referral code "BEST99" during sign-up, complete KYC, make a net deposit of over 100 USDT, and complete a MAT/USDT spot trade. Additional bonuses include a mystery box worth 500 USDT and a 20% discount on trading fees.

💱 StormGain

  • Bonus: $25

  • How to Qualify: Sign up for StormGain and complete the required verification and trading tasks to receive a $25 bonus.

💳 Flyp

  • Bonus: $10

  • How to Qualify: Sign up for Flyp and complete the necessary steps to receive a $10 bonus. 

     

     

    💸 Bonuses & Deals — Bumped, Pangea, Remitly, Wings FCU & More

    🔹 Bumped

  • Bonus: $50 in fractional shares (stocks) after first $20 purchase

  • How to Get It: Sign up and make your first qualifying purchase using the Bumped app. They turn everyday spending into fractional stock investments.

  • Link: bumped.com

🔹 Pangea

  • Bonus: No sign-up bonus found

  • Notes: Focused on digital banking for teens and young adults, Pangea offers a solid prepaid card and financial education tools.

  • Link: pangea.app

🔹 Remitly

  • Bonus: Up to $30 in credit on your first transfer

  • How to Get It: New customers who sign up and send money internationally using promo codes can get fee waivers or credit applied to their transfer.

  • Link: remitly.com

🔹 Wings Financial Credit Union (Wings FCU)

  • Bonus: $200

  • How to Get It: Open a new checking account, set up direct deposit of $250 or more within 45 days, and complete 10 debit card purchases.

  • Link: wingsfinancial.com

🔹 First Trade

  • Bonus: No current sign-up bonus found

  • Notes: Online brokerage platform with fractional shares and low fees.

  • Link: firsttrade.com

🔹 Fundrise

  • Bonus: $10–$1,000 depending on investment amount

  • How to Get It: New investors get up to $1,000 bonus when they invest $1,000 or more in real estate crowdfunding. Bonus tiered by deposit size.

  • Link: fundrise.com

🔹 Lofty Tokenized Real Estate

  • Bonus: No public sign-up bonus found

  • Notes: Tokenized real estate investing platform; emerging space with various promotional offers.

  • Link: lofty.ai

🔹 Landa

  • Bonus: No current bonuses listed publicly

  • Notes: Real estate investing app with fractional ownership.

  • Link: landa.co

🔹 PSECU (Pennsylvania State Employees Credit Union)

  • Bonus: $200

  • How to Get It: Open a new checking account with qualifying direct deposits and transactions within 90 days.

  • Link: psecu.com

🔹 Zogo Finance

  • Bonus: Up to $40 in rewards

  • How to Get It: Complete educational modules on personal finance and redeem points for gift cards or crypto.

  • Link: zogofinance.com

💰 Bank & Fintech Bonuses — June 2025

🔹 Crypto.com

🔹 Coinbase

  • Bonus: Up to $200 in BTC

  • How to Qualify: Deposit at least $25 and trade $100 worth of cryptocurrency.

  • Link: Coinbase Promo

🔹 Strike

  • Bonus: $5

  • How to Qualify: Sign up using a referral link, complete email and phone verification, and make a deposit.

  • Link: Strike Referral

🔹 Nexo

  • Bonus: Up to $75 in BTC

  • How to Qualify: Borrow at least $1,000 worth of digital assets within 90 days of registration.

  • Link: Nexo Referral

🔹 Gemini

  • Bonus: Up to $75 in crypto

  • How to Qualify: Open a new account and trade at least $100.

  • Link: Gemini Referral

🔹 First Bank & Trust

  • Bonus: $50 Visa® Reward Card

  • How to Qualify: Refer a friend who opens a new personal checking account, enrolls in eStatements, and completes one direct deposit of $500 or more or 10 debit card transactions within 60 days.

  • Link: First Bank & Trust Referral Program

🔹 Lake Michigan Credit Union

🔹 Tornado

  • Bonus: $5 to $1,000

  • How to Qualify: Open a new account, make at least one trade within three months, and keep bonus funds on deposit for a full year.

  • Link: Tornado Promotions

🔹 Charles Schwab

🔹 eToro

  • Bonus: Varies

  • How to Qualify: Sign up and complete required steps.

  • Link: eToro Promotions

🔹 Aspiration

🔹 Envision Credit Union

 

 

Alright, boss now that you’ve got the inside scoop on these juicy bank and crypto bonuses, it’s time to stop sleeping on free money. These offers won’t wait forever, so jump on the ones that fit your hustle and start stacking that cash and crypto ASAP. Remember, the smartest moves are the ones you make before everyone else catches on.

Need help setting up accounts or want exclusive referral links? Hit me up I got you covered. Let’s get that bread and build your financial empire, one bonus at a time.

Stay classy, stay cashin’,
Rachel 💸👑


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